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Will making a claim raise my rates?

June 26, 2023
If you're involved in a car accident and you're injured, you may be wondering if making a claim will raise your insurance rates. The short answer is that it depends on the circumstances of the accident and your insurance policy.

In general, if you were not at fault for the accident and you make a claim for personal injury, your rates should not go up. This is because your insurance company will seek reimbursement from the at-fault driver's insurance company, rather than paying out of their own pocket.

However, if you were partially or fully at fault for the accident, making a claim could result in higher rates. This is because your insurance company will have to pay out for your damages, and they may see you as a higher-risk driver as a result.

It's important to note that every insurance policy is different, so it's always a good idea to review your policy and speak with your insurance agent to understand how making a claim could impact your rates. Additionally, if you're unsure about who was at fault for the accident, it's best to consult with a personal injury attorney who can help you navigate the legal process and protect your rights.

Our attorneys have handled THOUSANDS of car accident cases and have won MILLIONS for our clients. Call 844-227-9739 for your free consultation.

Our Attorneys Fight for Maximum Compensation

Portrait of Attorney Jacob Hughey

Jacob s. hughey

Attorney and Partner

Jacob is a compassionate, no-nonsense personal injury attorney. Rest assured, he will fight for the best outcome possible for your injuries.

Portrait of Attorney Dustin Brown

Dustin C. Brown

Attorney and Partner

Dustin practices law for the individual because people need a strong voice in their corner.

Why Choose Stanley & Associates?

Over a Decade of Combined Experience

Our firm provides its clients with knowledgeable, personalized representation in the following practice areas: Auto Accidents, Work Accidents, Dog Bites, Premises Liability (slip and fall cases), and more.

we're passionate about our clients

We know that money is a big deciding factor when choosing an attorney, which is why we don't take payments from our clients up-front. We only get paid when YOU get paid!

don't speak to the insurance company

protect your rights and speak with an attorney first

Insurance companies are not looking forward to helping you get better or paying for your damages. They will say and do anything to avoid paying you what you deserve! Hiring an attorney is a great motivator and puts the insurance companies on notice. We're on YOUR side!

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* No fee if no recovery. Client may be responsible for paying court costs and other expenses regardless of recovery.
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