In a jury trial, the defendant (at-fault, negligent party) always has insurance on their side.
The defendant's lawyers are provided by their insurance company to defend them from the lawsuit. However, during the trial - no one is allowed to even mention that insurance companies are involved. You can't even say the word "insurance" for fear of a mistrial.
This is one of the best kept secrets helping the insurance companies maintain their position as one of the most profitable industries in the world! Insurance companies are not keen to let this information out to their customers.
Even though liability insurance is a requirement in Texas, insurance companies don't want people to know that the defendants in a jury trial have liability coverage in case they are ever sued to avoid paying out big awards to the plaintiffs (injured victims).
They are preying on the sympathy of the jury - hoping they will assume the defendant can't possibly pay a big settlement on their own even though it is the insurance company who will pay.
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