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What is liability insurance? Who does it cover?

July 3, 2023
Understanding what liability insurance is and how it works can help individuals and businesses make informed decisions about their insurance needs and protect themselves from potential financial losses.

Liability is a legal term that refers to the responsibility of an individual or entity for their actions or inactions. It is important for individuals and businesses because it provides financial protection in case they are found legally responsible for causing harm or damage to another person or their property. Without liability insurance, the individual or business would be responsible for paying for any damages or legal fees out of pocket, which could be financially devastating.

In personal injury cases, liability covers the party who caused the injury and is therefore responsible for compensating the victim for damages such as medical bills, lost wages, and pain and suffering.

For example, if you were involved in a car accident and the other driver was at fault, they would be liable for your injuries and any resulting expenses. Liability can also extend to property damage, such as if a neighbor's tree falls on your house due to their negligence.

If you or a loved one has been injured due to someone else's negligence, it's important to seek legal representation to ensure that you receive fair compensation for your damages. Our experienced attorneys are dedicated to fighting for the rights of personal injury victims.

Don't wait! Call us at 844-227-9739 and learn how we can help you get the justice you deserve.

Our Attorneys Fight for Maximum Compensation

Portrait of Attorney Jacob Hughey

Jacob s. hughey

Attorney and Partner

Jacob is a compassionate, no-nonsense personal injury attorney. Rest assured, he will fight for the best outcome possible for your injuries.

Portrait of Attorney Dustin Brown

Dustin C. Brown

Attorney and Partner

Dustin practices law for the individual because people need a strong voice in their corner.

Why Choose Stanley & Associates?

Over a Decade of Combined Experience

Our firm provides its clients with knowledgeable, personalized representation in the following practice areas: Auto Accidents, Work Accidents, Dog Bites, Premises Liability (slip and fall cases), and more.

we're passionate about our clients

We know that money is a big deciding factor when choosing an attorney, which is why we don't take payments from our clients up-front. We only get paid when YOU get paid!

don't speak to the insurance company

protect your rights and speak with an attorney first

Insurance companies are not looking forward to helping you get better or paying for your damages. They will say and do anything to avoid paying you what you deserve! Hiring an attorney is a great motivator and puts the insurance companies on notice. We're on YOUR side!

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Note: An attorney-client relationship is not formed when calling the number on this site or filling out a form. By submitting your information, you are not entering into a contract with Stanley & Associates, or its attorneys, nor does the firm promise to accept  your case or guarantee any results as it pertains to the outcome of your case.
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