SeriousInjury.Legal Website Logo
New accidents Call
Available 24/7
Current Clients Call
Mon-fri, 8am - 5pm

What is a first-party insurance claim?

July 10, 2023
A first-party insurance claim is when you file a claim with your own insurance company after an accident or injury. This type of claim covers the costs of medical bills and other expenses related to your injury. It's important to understand your rights and responsibilities under your insurance policy and consult with a personal injury attorney for guidance.

For example, if you are in a car accident and suffer injuries, you would file a first-party insurance claim with your car insurance company to cover the costs of your medical treatment, lost wages, and other damages. This is different from a third-party insurance claim, which is a claim you make against someone else's insurance company (such as the other driver's insurance company in a car accident).

What information will the insurance company need?

To file a first-party claim with an insurance company, the policyholder would typically need to provide the following information:

  1. Policy number and contact information: The policyholder should have their policy number and contact information readily available.
  2. Date and time of the incident: The policyholder should provide the date and time when the incident occurred.
  3. Description of the incident: The policyholder should provide a detailed description of what happened, including any damage or injuries sustained.
  4. Photos or videos: If possible, the policyholder should take photos or videos of the damage or injuries sustained.
  5. Police report: If the incident involved a crime or accident, the policyholder should provide a copy of the police report.
  6. Witness statements: If there were any witnesses to the incident, the policyholder should provide their contact information and statements.
  7. Medical records: If the incident resulted in injuries, the policyholder should provide medical records and bills related to the treatment.

It's important to note that the specific requirements for filing a first-party claim may vary depending on the insurance company and the type of policy.

Filing a first-party insurance claim can be a complex process, and it's important to understand your rights and responsibilities under your insurance policy. It's always a good idea to consult with an experienced personal injury attorney who can help guide you through the process and ensure that you receive the compensation you deserve.

Our Attorneys Fight for Maximum Compensation

Portrait of Attorney Jacob Hughey

Jacob s. hughey

Attorney and Partner

Jacob is a compassionate, no-nonsense personal injury attorney. Rest assured, he will fight for the best outcome possible for your injuries.

Portrait of Attorney Dustin Brown

Dustin C. Brown

Attorney and Partner

Dustin practices law for the individual because people need a strong voice in their corner.

Why Choose Stanley & Associates?

Over a Decade of Combined Experience

Our firm provides its clients with knowledgeable, personalized representation in the following practice areas: Auto Accidents, Work Accidents, Dog Bites, Premises Liability (slip and fall cases), and more.

we're passionate about our clients

We know that money is a big deciding factor when choosing an attorney, which is why we don't take payments from our clients up-front. We only get paid when YOU get paid!

don't speak to the insurance company

protect your rights and speak with an attorney first

Insurance companies are not looking forward to helping you get better or paying for your damages. They will say and do anything to avoid paying you what you deserve! Hiring an attorney is a great motivator and puts the insurance companies on notice. We're on YOUR side!

Start Your Free Case Review

Get Your Free Case Review

Note: An attorney-client relationship is not formed when calling the number on this site or filling out a form. By submitting your information, you are not entering into a contract with Stanley & Associates, or its attorneys, nor does the firm promise to accept  your case or guarantee any results as it pertains to the outcome of your case.
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram