For example, if you are in a car accident and suffer injuries, you would file a first-party insurance claim with your car insurance company to cover the costs of your medical treatment, lost wages, and other damages. This is different from a third-party insurance claim, which is a claim you make against someone else's insurance company (such as the other driver's insurance company in a car accident).

What information will the insurance company need?

To file a first-party claim with an insurance company, the policyholder would typically need to provide the following information:

1. Policy number and contact information: The policyholder should have their policy number and contact information readily available.
2. Date and time of the incident: The policyholder should provide the date and time when the incident occurred.
3. Description of the incident: The policyholder should provide a detailed description of what happened, including any damage or injuries sustained.
4. Photos or videos: If possible, the policyholder should take photos or videos of the damage or injuries sustained.
5. Police report: If the incident involved a crime or accident, the policyholder should provide a copy of the police report.
6. Witness statements: If there were any witnesses to the incident, the policyholder should provide their contact information and statements.
7. Medical records: If the incident resulted in injuries, the policyholder should provide medical records and bills related to the treatment.

It's important to note that the specific requirements for filing a first-party claim may vary depending on the insurance company and the type of policy.

Filing a first-party insurance claim can be a complex process, and it's important to understand your rights and responsibilities under your insurance policy. It's always a good idea to consult with an experienced personal injury attorney who can help guide you through the process and ensure that you receive the compensation you deserve.